AXP — American Express Stock Fact Sheet
Last updated: May 21, 2026 · ← Back to Stock Fact Sheets
NYSE: AXP
American Express Company
Premium cards & payments · New York, NY · CEO: Stephen SqueriLive price: Yahoo Finance →
Q1 2026 · Apr 23, 2026
Q1 revenue
$18.9BRevenue growth
+11% YoYEPS
$4.28EPS growth
+18% YoYCard spending
+10% YoYLuxury retail
+18% YoYFY26 EPS guide
$17.30–17.90BofA PT
$387 (Buy)Company snapshot
| Market cap | ~$110B |
| Billed business Q1 | $428B |
| Net write-off rate | 2.0% (strong credit) |
| FY26 rev. growth guide | 9–10% |
| NFL Official Partner | 2026 (new deal) |
| NBA partnership | Extended |
| Network volumes Q1 | $479B (+9% YoY) |
Analyst targets
| Bank of America | $387 (Buy) |
| TipRanks Spark AI | Outperform |
| FY26 EPS guide | $17.30–$17.90 |
| EPS beat | $4.28 vs $4.02 est. |
| Revenue beat | $18.9B vs $18.6B |
↗ Bull case
- Premium consumer spending resilient — luxury retail +18%
- EPS +18% YoY with guidance reaffirmed at $17.30–$17.90
- Net write-off rate 2.0% — credit quality excellent
- NFL Official Payments Partner — brand reach expanding
- Centurion Lounges, dining platform = loyalty flywheel
- AI-enabled commerce tools accelerating
↘ Bear case
- Premium consumer concentration — recession sensitivity
- Expenses rose 11% — rewards and engagement costs rising
- Digital wallets chipping at card spending share
- Street avg. PT implies limited upside at current levels
- Competition from Chase Sapphire, Citi Prestige intensifying
For informational purposes only. Not investment advice. Data as of May 21, 2026. Check live quote for current price.
American Express (AXP) — Company Overview
American Express Company (NYSE: AXP) is one of the world’s largest payment networks and financial services companies, headquartered in New York City and led by CEO Stephen Squeri. Unlike Visa and Mastercard, which operate pure networks, American Express is a closed-loop system — it issues its own cards, extends credit to cardholders, and processes transactions on its own network. This model gives Amex richer data on spending behavior, higher revenue per transaction, and stronger loyalty economics, but also exposes it to credit risk. Amex targets premium and affluent consumers, with its Platinum, Gold, and Centurion cards commanding among the highest annual fees in the industry. Premium card spending grew 10% in Q1 2026, with luxury retail up an exceptional 18%.
Q1 2026 Earnings
American Express reported Q1 2026 on April 23, 2026. Revenue of $18.9 billion grew 11% year-over-year, beating the $18.6 billion consensus. EPS of $4.28 grew 18% and beat the $4.02 estimate. Card member spending grew 10% (9% FX-adjusted) — the highest spending growth rate in three years. Network volumes reached $479 billion (+9% YoY). Credit quality remained strong with a 2.0% net write-off rate. The company reaffirmed its full-year 2026 guidance of 9–10% revenue growth and EPS of $17.30 to $17.90. Strategic moves in the quarter included becoming the NFL’s Official Payments Partner, extending its NBA deal, and launching AI-enabled commerce tools.
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For informational purposes only. Not investment advice. Data as of May 21, 2026.
